Financial Blog

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August 2, 2024

Stock Options and Equity Compensation

Stock options can be a valuable asset in an individual's investment portfolio, but they are also complex financial instruments that require careful consideration.

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September 4, 2023

Financial Planning Basics: Creating and Maintaining a Budget

Whether you’re earning a six-figure salary or just out of college, many people feel budgeting is essential. Especially with the current economic climate, having a budget that you stick to may help keep spending under control, improve your savings, help you plan for retirement or other future goals, and keep debt manageable.

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January 22, 2024

Self Employed Workers -- Family and Medical Leave Insurance

The state of Colorado has recently taken a significant leap forward in promoting family-friendly policies.

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October 2, 2023

Navigating Fiscal Dramas and Market Downturns: What You Need to Know

The world of finance is never static. It's an ever-changing landscape that reflects the ebb and flow of economic indicators, political events, and public sentiment. Lately, the chatter about market downturns and fiscal squabbles in Washington has reached a fever pitch. So, let's break it all down for better understanding.

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July 30, 2024

Roth Conversions--When it Makes Sense

Roth conversions have become an increasingly popular strategy for many individuals seeking to optimize their retirement savings.

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July 30, 2024

Hiring Your Child and Contributing to their Roth IRA

Hiring your child and funding their Roth IRA

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September 11, 2023

IRS Changes Inheritance Rules: Protecting Your Legacy

The IRS recently updated some rules about trusts that could make your heirs accidentally liable for capital gains taxes. It's another quiet change that could severely impact families trying to maximize their legacies.

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September 18, 2023

Asset Allocation and Risk Allocation

With current market instability, inflation, and rising interest rates, more people are becoming acutely aware of the risks of investing. Financial markets are commonly known for their up-and-down nature, also known as market risk.

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August 2, 2024

3 Reasons Why You Should Hire a Fee-Only Financial Planner

Are you looking for a financial planner who can provide unbiased advice and help you meet your financial goals? Hiring a fee-only financial planner might be the solution you're looking for.

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July 29, 2024

Budgeting uneven cashflow

Tips for budgeting when cashflows are inconsistent

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August 4, 2023

Unearth Your Hidden Goals: Why Talking to a Financial Professional Helps

Goal-setting. It's the bread and butter of success across so many domains. But are you only scratching the surface? Dive deeper. A financial professional doesn't just help connect the dots; they can help you reveal additional possibilities you hadn’t even considered! Let's explore why.

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October 16, 2023

Negotiating a Great Mortgage in a High Rate Environment

Mortgage rates have risen above 7%, leaving many buyers feeling like a reasonable mortgage is out of reach. While current rates look high compared to the ultra-low rates of the past decade, they aren't outrageous from a historical perspective. The good news is you likely have more leverage as a buyer than you may think. With both lenders and sellers eager to avoid losing deals in a slowing market, there is room to get creative in negotiating favorable mortgage terms.

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